HALSTEAD BANK, THE
HALSTEAD BANK, THE is an FDIC-insured commercial bank headquartered in HALSTEAD, KS, established in 1882. As of , the bank reported total assets of $193M and total deposits of $175M. Profitability stands at 2.12% ROA and 23.74% ROE, with a net interest margin of 4.88%. CET1 capital ratio: 11.53%, well above regulatory minimums. NPL ratio: 0.26% · Texas Ratio: 1.88%. Operates 4 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Halstead Bank, the rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 11.53% | 2.12% | 0.26% | 1.88% | 4.88% |
| 2025-09-30 | 11.71% | 1.80% | 0.07% | 0.51% | 4.66% |
| 2025-06-30 | 11.08% | 1.73% | 0.07% | 0.54% | 4.60% |
| 2025-03-31 | 11.10% | 1.63% | 0.08% | 0.63% | 4.57% |
| 2024-12-31 | 11.24% | 1.74% | 0.02% | 0.16% | 4.55% |
| 2024-09-30 | 11.25% | 1.13% | 0.02% | 0.18% | 4.12% |
| 2024-06-30 | 10.92% | 1.19% | 0.09% | 0.69% | 3.98% |
| 2024-03-31 | 11.27% | 0.83% | 0.09% | 0.74% | 3.76% |
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Frequently asked about HALSTEAD BANK, THE
What are Halstead Bank, the's total assets?
As of the Q4 2025 filing, Halstead Bank, the reported total assets of $192.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Halstead Bank, the headquartered?
Halstead Bank, the is headquartered in HALSTEAD, KS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Halstead Bank, the founded?
Halstead Bank, the was established in 1882, per the FDIC institution directory.
Is Halstead Bank, the FDIC-insured?
Yes. Halstead Bank, the is an FDIC-insured commercial bank (FDIC Certificate #17451). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Halstead Bank, the?
Halstead Bank, the's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Halstead Bank, the's CET1 capital ratio?
Halstead Bank, the reported a Common Equity Tier 1 (CET1) capital ratio of 11.53% in its most recent quarterly filing — above regulatory minimums.
How many branches does Halstead Bank, the operate?
Halstead Bank, the operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Halstead Bank, the's Texas Ratio?
Halstead Bank, the's Texas Ratio is 1.88% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.