BANK OF BOTETOURT
BANK OF BOTETOURT is an FDIC-insured commercial bank headquartered in BUCHANAN, VA, established in 1899. As of , the bank reported total assets of $926M and total deposits of $825M. Profitability stands at 1.19% ROA and 11.75% ROE, with a net interest margin of 3.92%. CET1 capital ratio: 10.10%, well above regulatory minimums. NPL ratio: 0.01% · Texas Ratio: 0.04%. Operates 14 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Bank of Botetourt rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 10.10% | 1.19% | 0.01% | 0.04% | 3.92% |
| 2025-09-30 | 10.11% | 1.29% | 0.27% | 1.99% | 3.95% |
| 2025-06-30 | 9.91% | 1.45% | 0.28% | 2.08% | 3.82% |
| 2025-03-31 | 9.80% | 0.95% | 0.27% | 2.01% | 3.58% |
| 2024-12-31 | 9.60% | 0.93% | 0.10% | 0.86% | 3.43% |
| 2024-09-30 | 9.95% | 0.98% | 0.14% | 1.00% | 3.38% |
| 2024-06-30 | 9.85% | 1.10% | 0.17% | 1.26% | 3.32% |
| 2024-03-31 | 9.49% | 0.92% | 0.08% | 0.55% | 3.23% |
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Frequently asked about BANK OF BOTETOURT
What are Bank of Botetourt's total assets?
As of the Q4 2025 filing, Bank of Botetourt reported total assets of $925.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Botetourt headquartered?
Bank of Botetourt is headquartered in BUCHANAN, VA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Botetourt founded?
Bank of Botetourt was established in 1899, per the FDIC institution directory.
Is Bank of Botetourt FDIC-insured?
Yes. Bank of Botetourt is an FDIC-insured commercial bank (FDIC Certificate #6137). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Botetourt?
Bank of Botetourt's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bank of Botetourt's CET1 capital ratio?
Bank of Botetourt reported a Common Equity Tier 1 (CET1) capital ratio of 10.10% in its most recent quarterly filing — above regulatory minimums.
How many branches does Bank of Botetourt operate?
Bank of Botetourt operates 14 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bank of Botetourt's Texas Ratio?
Bank of Botetourt's Texas Ratio is 0.04% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.