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None is an FDIC-insured commercial bank. As of , the bank reported total assets of $278M and total deposits of $245M. Profitability stands at 1.39% ROA and 16.17% ROE, with a net interest margin of 3.91%. CET1 capital ratio: 12.12%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 0.25%. Operates 1 domestic branch.

Assets
$278M
Deposits
$245M
Loans
$220M
Equity
$24M

This is just the summary.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 57.5% of total — meaningful run-risk exposureWhat does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-3112.12%1.39%0.03%0.25%3.91%
2025-09-3011.98%3.36%0.03%0.29%5.71%
2025-06-3012.16%2.01%0.36%3.17%3.85%
2025-03-3112.61%2.20%0.38%3.23%3.56%
2024-12-3111.91%1.71%0.38%3.38%3.72%
2024-09-3012.72%1.43%0.45%3.70%3.38%
2024-06-3012.68%1.55%0.43%3.52%3.41%
2024-03-3113.46%1.18%0.45%3.56%3.04%