SECURITY STATE BANK
SECURITY STATE BANK is an FDIC-insured commercial bank headquartered in PEARSALL, TX, established in 1925. As of , the bank reported total assets of $949M and total deposits of $845M. Profitability stands at 1.28% ROA and 11.54% ROE, with a net interest margin of 3.08%. CET1 capital ratio: 10.55%, well above regulatory minimums. NPL ratio: 0.89% · Texas Ratio: 4.61%. Operates 7 domestic branches.
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 10.55% | 1.28% | 0.89% | 4.61% | 3.08% |
| 2025-09-30 | 11.22% | 1.26% | 0.91% | 10.81% | 3.01% |
| 2025-06-30 | 10.28% | 1.37% | 0.07% | 0.41% | 3.02% |
| 2025-03-31 | 9.87% | 1.17% | 0.21% | 1.18% | 2.77% |
| 2024-12-31 | 9.16% | 1.11% | 0.66% | 3.89% | 2.64% |
| 2024-09-30 | 10.38% | 0.85% | 0.67% | 3.67% | 2.47% |
| 2024-06-30 | 9.46% | 0.87% | 0.00% | 0.00% | 2.45% |
| 2024-03-31 | 9.24% | 0.81% | 0.18% | 0.98% | 2.30% |
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Frequently asked about SECURITY STATE BANK
What are Security State Bank's total assets?
As of the Q4 2025 filing, Security State Bank reported total assets of $949.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Security State Bank headquartered?
Security State Bank is headquartered in PEARSALL, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Security State Bank founded?
Security State Bank was established in 1925, per the FDIC institution directory.
Is Security State Bank FDIC-insured?
Yes. Security State Bank is an FDIC-insured commercial bank (FDIC Certificate #1497). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Security State Bank?
Security State Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Security State Bank's CET1 capital ratio?
Security State Bank reported a Common Equity Tier 1 (CET1) capital ratio of 10.55% in its most recent quarterly filing — above regulatory minimums.
How many branches does Security State Bank operate?
Security State Bank operates 7 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Security State Bank's Texas Ratio?
Security State Bank's Texas Ratio is 4.61% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.