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BanksBANK OF FARMINGTON

BANK OF FARMINGTON

FARMINGTON, ILSmallEst. Jan 1, 1903FDIC #11732RSSD #976534FDIC
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BANK OF FARMINGTON is an FDIC-insured commercial bank headquartered in FARMINGTON, IL, established in 1903. As of , the bank reported total assets of $235M and total deposits of $206M. Profitability stands at 0.39% ROA and 4.08% ROE, with a net interest margin of 3.31%. CET1 capital ratio: 13.45%, well above regulatory minimums. NPL ratio: 0.48% · Texas Ratio: 17.76%. Operates 5 domestic branches.

Assets
$235M
Deposits
$206M
Loans
$168M
Equity
$23M

This is just the summary.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 51.2% of total — meaningful run-risk exposureWhat does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-3113.45%0.39%0.48%17.76%3.31%
2025-09-3013.42%1.03%0.63%4.48%3.53%
2025-06-3013.60%0.69%0.64%4.54%3.34%
2025-03-3113.27%0.51%0.57%4.08%3.09%
2024-12-3113.16%0.50%0.39%2.89%3.03%
2024-09-3013.17%0.48%0.98%7.19%2.94%
2024-06-3013.00%0.47%0.70%5.27%2.88%
2024-03-3112.89%0.27%0.37%2.80%2.75%

Frequently asked about BANK OF FARMINGTON

What are Bank of Farmington's total assets?

As of the Q4 2025 filing, Bank of Farmington reported total assets of $234.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Bank of Farmington headquartered?

Bank of Farmington is headquartered in FARMINGTON, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Bank of Farmington founded?

Bank of Farmington was established in 1903, per the FDIC institution directory.

Is Bank of Farmington FDIC-insured?

Yes. Bank of Farmington is an FDIC-insured commercial bank (FDIC Certificate #11732). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Bank of Farmington?

Bank of Farmington's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Bank of Farmington's CET1 capital ratio?

Bank of Farmington reported a Common Equity Tier 1 (CET1) capital ratio of 13.45% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Bank of Farmington operate?

Bank of Farmington operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Bank of Farmington's Texas Ratio?

Bank of Farmington's Texas Ratio is 17.76% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.