Bank Comparison
Alliance Community Bank vs Haddon Savings Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
17 · 6
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Alliance Community Bank | Haddon Savings Bank |
|---|---|---|
| CET1 Ratio | 13.65% | 13.37% |
| Tier 1 Capital Ratio | 13.65% | 13.37% |
| Total Capital Ratio | 14.61% | 13.95% |
| Tier 1 Leverage Ratio | 8.85% | 8.56% |
| Equity / Assets | 8.30% | 5.92% |
Profitability
| Metric | Alliance Community Bank | Haddon Savings Bank |
|---|---|---|
| Return on Assets (ROA) | 1.02% | -0.14% |
| Return on Equity (ROE) | 12.20% | -2.25% |
| Net Interest Margin (NIM) | 3.53% | 1.64% |
| Yield on Earning Assets | 4.93% | 4.37% |
| Cost of Funds | 1.48% | 2.87% |
Asset quality
| Metric | Alliance Community Bank | Haddon Savings Bank |
|---|---|---|
| Texas Ratio | 5.24% | 2.53% |
| Non-Performing Loan Ratio | 0.64% | 0.25% |
| Non-Performing Asset Ratio | 0.39% | 0.16% |
| Net Charge-Off Ratio | 0.27% | -0.04% |
| ACL / Loans | 1.01% | 0.53% |
Balance sheet
| Metric | Alliance Community Bank | Haddon Savings Bank |
|---|---|---|
| Total Assets | $410,246K | $410,874K |
| Total Deposits | $364,383K | $354,721K |
| Total Loans | $248,263K | $255,047K |
| Total Equity | $34,031K | $24,331K |
| Net Income (quarter) | $1,045K | $-138 |
Liquidity & funding
| Metric | Alliance Community Bank | Haddon Savings Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 68.13% | 71.90% |
| Core Deposit Ratio | 96.69% | 94.66% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Alliance Community Bank | Haddon Savings Bank |
|---|---|---|
| Headquarters City | PETERSBURG | HADDON HEIGHTS |
| Headquarters State | IL | NJ |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 6 | 2 |
| Employees (FTE) | 69 | 35 |
| Established | May 18, 1910, midnight | Jan. 1, 1905, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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