Bank Comparison
Bank of Clarke vs Chain Bridge Bank, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 14
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Bank of Clarke | Chain Bridge Bank, N.A. |
|---|---|---|
| CET1 Ratio | 14.47% | 46.12% |
| Tier 1 Capital Ratio | 14.47% | 46.12% |
| Total Capital Ratio | 15.62% | 47.14% |
| Tier 1 Leverage Ratio | 11.94% | 9.62% |
| Equity / Assets | 11.88% | 8.82% |
Profitability
| Metric | Bank of Clarke | Chain Bridge Bank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 0.87% | 1.81% |
| Return on Equity (ROE) | 7.51% | 20.06% |
| Net Interest Margin (NIM) | 3.65% | 3.38% |
| Yield on Earning Assets | 5.35% | 3.51% |
| Cost of Funds | 1.86% | 0.14% |
Asset quality
| Metric | Bank of Clarke | Chain Bridge Bank, N.A. |
|---|---|---|
| Texas Ratio | 7.01% | 0.00% |
| Non-Performing Loan Ratio | 1.11% | 0.00% |
| Non-Performing Asset Ratio | 0.89% | 0.00% |
| Net Charge-Off Ratio | -0.01% | 0.00% |
| ACL / Loans | 1.18% | 1.36% |
Balance sheet
| Metric | Bank of Clarke | Chain Bridge Bank, N.A. |
|---|---|---|
| Total Assets | $1,838M | $1,918M |
| Total Deposits | $1,599M | $1,741M |
| Total Loans | $1,464M | $273,498K |
| Total Equity | $218,318K | $169,118K |
| Net Income (quarter) | $4,088K | $8,201K |
Liquidity & funding
| Metric | Bank of Clarke | Chain Bridge Bank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 91.53% | 15.71% |
| Core Deposit Ratio | 89.17% | 99.72% |
| Uninsured Deposit Ratio | 26.26% | 75.51% |
Identity
| Metric | Bank of Clarke | Chain Bridge Bank, N.A. |
|---|---|---|
| Headquarters City | BERRYVILLE | MC LEAN |
| Headquarters State | VA | VA |
| Asset Tier | Large | Large |
| Charter Class | 0 | 24755 |
| Regulator | FED | OCC |
| Domestic Branches | 15 | 1 |
| Employees (FTE) | 253 | 90 |
| Established | April 1, 1881, midnight | Aug. 6, 2007, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Bank of Clarke profile | View full Chain Bridge Bank, N.A. profile | Browse all bank comparisons