Bank Comparison
Btg Pactual Bank, N.A. vs Commerceone Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 11
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Btg Pactual Bank, N.A. | Commerceone Bank |
|---|---|---|
| CET1 Ratio | 155.00% | 11.32% |
| Tier 1 Capital Ratio | 155.00% | 11.32% |
| Total Capital Ratio | 156.25% | 12.32% |
| Tier 1 Leverage Ratio | 51.20% | 9.70% |
| Equity / Assets | 51.41% | 9.12% |
Profitability
| Metric | Btg Pactual Bank, N.A. | Commerceone Bank |
|---|---|---|
| Return on Assets (ROA) | -0.06% | -2.15% |
| Return on Equity (ROE) | -0.12% | -22.12% |
| Net Interest Margin (NIM) | 2.94% | 3.73% |
| Yield on Earning Assets | 4.55% | 5.91% |
| Cost of Funds | 3.35% | 2.40% |
Asset quality
| Metric | Btg Pactual Bank, N.A. | Commerceone Bank |
|---|---|---|
| Texas Ratio | 0.14% | 0.00% |
| Non-Performing Loan Ratio | 0.19% | 0.00% |
| Non-Performing Asset Ratio | 0.07% | 0.00% |
| Net Charge-Off Ratio | -0.02% | 7.00% |
| ACL / Loans | 1.15% | 1.00% |
Balance sheet
| Metric | Btg Pactual Bank, N.A. | Commerceone Bank |
|---|---|---|
| Total Assets | $892,459K | $891,744K |
| Total Deposits | $377,575K | $802,663K |
| Total Loans | $347,254K | $692,364K |
| Total Equity | $458,818K | $81,324K |
| Net Income (quarter) | $-138 | $-4,639 |
Liquidity & funding
| Metric | Btg Pactual Bank, N.A. | Commerceone Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 91.97% | 86.26% |
| Core Deposit Ratio | 80.46% | 99.05% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Btg Pactual Bank, N.A. | Commerceone Bank |
|---|---|---|
| Headquarters City | NEW YORK | BIRMINGHAM |
| Headquarters State | NY | AL |
| Asset Tier | Medium | Medium |
| Charter Class | 715731 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 1 | 2 |
| Employees (FTE) | 47 | 59 |
| Established | June 5, 2000, midnight | June 4, 2018, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Btg Pactual Bank, N.A. profile | View full Commerceone Bank profile | Browse all bank comparisons