Bank Comparison
Cetera Trust Company, N.A. vs Dayforce National Trust Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
3 · 7
winning metrics across 10 comparable rows
Capital adequacy
| Metric | Cetera Trust Company, N.A. | Dayforce National Trust Bank |
|---|---|---|
| CET1 Ratio | 115.16% | — |
| Tier 1 Capital Ratio | 115.16% | — |
| Total Capital Ratio | 115.16% | — |
| Tier 1 Leverage Ratio | 90.66% | 91.83% |
| Equity / Assets | 91.94% | 89.59% |
Profitability
| Metric | Cetera Trust Company, N.A. | Dayforce National Trust Bank |
|---|---|---|
| Return on Assets (ROA) | 1.98% | 18.56% |
| Return on Equity (ROE) | 2.10% | 20.74% |
| Net Interest Margin (NIM) | 4.28% | 3.41% |
| Yield on Earning Assets | 4.28% | 3.41% |
| Cost of Funds | — | — |
Asset quality
| Metric | Cetera Trust Company, N.A. | Dayforce National Trust Bank |
|---|---|---|
| Texas Ratio | 0.00% | 0.00% |
| Non-Performing Loan Ratio | — | — |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | — | — |
| ACL / Loans | — | — |
Balance sheet
| Metric | Cetera Trust Company, N.A. | Dayforce National Trust Bank |
|---|---|---|
| Total Assets | $18,007K | $23,299K |
| Total Deposits | $0 | $0 |
| Total Loans | $0 | $0 |
| Total Equity | $16,556K | $20,873K |
| Net Income (quarter) | $87 | $1,055K |
Liquidity & funding
| Metric | Cetera Trust Company, N.A. | Dayforce National Trust Bank |
|---|---|---|
| Loan-to-Deposit Ratio | — | — |
| Core Deposit Ratio | — | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Cetera Trust Company, N.A. | Dayforce National Trust Bank |
|---|---|---|
| Headquarters City | SAINT PAUL | BLOOMINGTON |
| Headquarters State | MN | MN |
| Asset Tier | Micro | Micro |
| Charter Class | — | — |
| Regulator | — | — |
| Domestic Branches | — | — |
| Employees (FTE) | 12 | 42 |
| Established | — | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Cetera Trust Company, N.A. profile | View full Dayforce National Trust Bank profile | Browse all bank comparisons