Bank Comparison
East West Bank vs Webster Bank, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
15 · 9
winning metrics across 24 comparable rows
Capital adequacy
| Metric | East West Bank | Webster Bank, N.A. |
|---|---|---|
| CET1 Ratio | 13.83% | 12.07% |
| Tier 1 Capital Ratio | 13.83% | 12.07% |
| Total Capital Ratio | 15.08% | 13.32% |
| Tier 1 Leverage Ratio | 10.01% | 8.49% |
| Equity / Assets | 9.97% | 11.31% |
Profitability
| Metric | East West Bank | Webster Bank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 1.77% | 1.23% |
| Return on Equity (ROE) | 17.61% | 10.78% |
| Net Interest Margin (NIM) | 3.43% | 3.30% |
| Yield on Earning Assets | 5.39% | 5.09% |
| Cost of Funds | 2.14% | 1.93% |
Asset quality
| Metric | East West Bank | Webster Bank, N.A. |
|---|---|---|
| Texas Ratio | 6.55% | 13.73% |
| Non-Performing Loan Ratio | 0.94% | 1.73% |
| Non-Performing Asset Ratio | 0.68% | 1.16% |
| Net Charge-Off Ratio | 0.09% | 0.29% |
| ACL / Loans | 1.44% | 1.28% |
Balance sheet
| Metric | East West Bank | Webster Bank, N.A. |
|---|---|---|
| Total Assets | $82,474M | $85,527M |
| Total Deposits | $69,086M | $69,386M |
| Total Loans | $58,128M | $57,263M |
| Total Equity | $8,218M | $9,669M |
| Net Income (quarter) | $360,281K | $261,896K |
Liquidity & funding
| Metric | East West Bank | Webster Bank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 84.14% | 82.53% |
| Core Deposit Ratio | 71.65% | 97.90% |
| Uninsured Deposit Ratio | 51.02% | 36.10% |
Identity
| Metric | East West Bank | Webster Bank, N.A. |
|---|---|---|
| Headquarters City | PASADENA | STAMFORD |
| Headquarters State | CA | CT |
| Asset Tier | Regional | Regional |
| Charter Class | 0 | 24469 |
| Regulator | FED | OCC |
| Domestic Branches | 98 | 195 |
| Employees (FTE) | 3,430 | 4,562 |
| Established | Jan. 1, 1972, midnight | Jan. 1, 1870, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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