Bank Comparison
First Federal Savings and Loan Association vs Dayforce National Trust Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
3 · 9
winning metrics across 12 comparable rows
Capital adequacy
| Metric | First Federal Savings and Loan Association | Dayforce National Trust Bank |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 22.26% | 91.83% |
| Equity / Assets | 21.80% | 89.59% |
Profitability
| Metric | First Federal Savings and Loan Association | Dayforce National Trust Bank |
|---|---|---|
| Return on Assets (ROA) | 0.00% | 18.56% |
| Return on Equity (ROE) | 0.00% | 20.74% |
| Net Interest Margin (NIM) | 2.47% | 3.41% |
| Yield on Earning Assets | 4.41% | 3.41% |
| Cost of Funds | 2.34% | — |
Asset quality
| Metric | First Federal Savings and Loan Association | Dayforce National Trust Bank |
|---|---|---|
| Texas Ratio | 0.00% | 0.00% |
| Non-Performing Loan Ratio | 0.00% | — |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | 0.00% | — |
| ACL / Loans | 1.04% | — |
Balance sheet
| Metric | First Federal Savings and Loan Association | Dayforce National Trust Bank |
|---|---|---|
| Total Assets | $22,969K | $23,299K |
| Total Deposits | $17,218K | $0 |
| Total Loans | $13,939K | $0 |
| Total Equity | $5,008K | $20,873K |
| Net Income (quarter) | $0 | $1,055K |
Liquidity & funding
| Metric | First Federal Savings and Loan Association | Dayforce National Trust Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 80.96% | — |
| Core Deposit Ratio | 90.69% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Federal Savings and Loan Association | Dayforce National Trust Bank |
|---|---|---|
| Headquarters City | Centerburg | BLOOMINGTON |
| Headquarters State | OH | MN |
| Asset Tier | 6: < $100M | 6: < $100M |
| Charter Class | 702753 | — |
| Regulator | OCC | — |
| Domestic Branches | 1 | — |
| Employees (FTE) | 4 | 42 |
| Established | June 1, 1934, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of March 31, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full First Federal Savings and Loan Association profile | View full Dayforce National Trust Bank profile | Browse all bank comparisons