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Banks First Federal Savings and Loan Association

First Federal Savings and Loan Association — Financials & Key Ratios

Centerburg , OH 6: < $100M Est. Jun 1, 1934 FDIC #29005 RSSD #693073 OCC

Data as of · sourced from FFIEC call reports. How we update

Latest · Mar 31, 2026

First Federal Savings and Loan Association is a small community bank chartered in 1934, based in Centerburg, OH. As of Q1 2026, the bank held approximately $23M in total assets and $17M in deposits. Profitability runs below industry average — 0.00% ROA, 0.00% ROE, with NIM at 2.47%. Under the simplified Community Bank Leverage Ratio framework, leverage of 22.26% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.00%. The bank operates from a single office.

Headquarters Profile

Address
5 E Main St , Centerburg , OH 43011
County
Knox
Metro Area
MOUNT VERNON, OH
Charter
Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
Primary Regulator
OCC
Fed District
9
Established
June 1, 1934
Branches
1 domestic
Employees (FTE)
4
FDIC Cert
29005
Fed RSSD
693073
Assets
$23.0M
Deposits
$17.2M
Loans
$13.9M
Equity
$5.0M

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First Federal Savings and Loan Association rankings

How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
2026-03-31 0.00% 0.00% 0.00% 2.47%
2025-12-31 -1.07% 0.00% 0.00% 2.39%
2025-09-30 -0.42% 0.00% 0.00% 2.47%
2025-06-30 -0.60% 0.00% 0.00% 2.53%
2025-03-31 -0.45% 0.00% 0.00% 2.40%
2024-12-31 0.80% 0.00% 0.00% 3.67%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location. View all 1 branch locations →

1–1 of 1
Branch Location ZIP Deposits
First Federal Savings And Loan Association Centerburg , OH 43011 $16.8M

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.

Frequently asked about First Federal Savings and Loan Association

What are First Federal Savings and Loan Association's total assets?

As of the Q1 2026 filing, First Federal Savings and Loan Association reported total assets of $23.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is First Federal Savings and Loan Association headquartered?

First Federal Savings and Loan Association is headquartered in Centerburg, OH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was First Federal Savings and Loan Association founded?

First Federal Savings and Loan Association was established in 1934, per the FDIC institution directory.

Is First Federal Savings and Loan Association FDIC-insured?

Yes. First Federal Savings and Loan Association is an FDIC-insured commercial bank (FDIC Certificate #29005). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates First Federal Savings and Loan Association?

First Federal Savings and Loan Association's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does First Federal Savings and Loan Association operate?

First Federal Savings and Loan Association operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.

What is First Federal Savings and Loan Association's Texas Ratio?

First Federal Savings and Loan Association's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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