Peoples Bank of Macon
Peoples Bank of Macon is a small community bank chartered in 1964, based in Macon, IL. As of Q1 2026, the bank held approximately $24M in total assets and $20M in deposits. Profitability runs below industry average — 0.33% ROA, 2.49% ROE, with NIM at 2.97%. Under the simplified Community Bank Leverage Ratio framework, leverage of 13.11% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.00% NPLs and a 0.29% Texas Ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 191 N Front St, MACON, IL 62544
- County
- Macon
- Metro Area
- DECATUR, IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- May 11, 1964
- Branches
- 1 domestic
- Employees (FTE)
- 4
- FDIC Cert
- 19105
- Fed RSSD
- 418436
Inside the full Peoples Bank of Macon terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock Peoples Bank of Macon — freeThis is just Peoples Bank of Macon's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Peoples Bank of Macon rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Similar banks
Compare Peoples Bank of Macon with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Peoples Bank of Macon
What are Peoples Bank of Macon's total assets?
As of the Q1 2026 filing, Peoples Bank of Macon reported total assets of $23.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Peoples Bank of Macon headquartered?
Peoples Bank of Macon is headquartered in MACON, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Peoples Bank of Macon founded?
Peoples Bank of Macon was established in 1964, per the FDIC institution directory.
Is Peoples Bank of Macon FDIC-insured?
Yes. Peoples Bank of Macon is an FDIC-insured commercial bank (FDIC Certificate #19105). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoples Bank of Macon?
Peoples Bank of Macon's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Peoples Bank of Macon operate?
Peoples Bank of Macon operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Peoples Bank of Macon's Texas Ratio?
Peoples Bank of Macon's Texas Ratio is 0.29% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on Peoples Bank of Macon.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required