Sainte Marie State Bank
Operating from Sainte Marie, IL, Sainte Marie State Bank serves its local market as an FDIC-insured commercial bank. Sainte Marie State's Q1 2026 balance sheet shows $21M in assets funded primarily by $17M in customer deposits. Earnings are mid-range — 0.90% ROA and a 4.52% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 18.45% exceeds the 9% CBLR threshold. Credit conditions bear watching: 2.94% NPL ratio with a 6.68% Texas Ratio (elevated but below the 100% concern level). It operates 2 branches, primarily in Illinois.
Headquarters Profile
- Address
- 103 North Main Street, SAINTE MARIE, IL 62459
- County
- Jasper
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Branches
- 2 domestic
- Employees (FTE)
- 8
- FDIC Cert
- 12086
- Fed RSSD
- 363442
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Sainte Marie State Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Sainte Marie State Bank
What are Sainte Marie State Bank's total assets?
As of the Q1 2026 filing, Sainte Marie State Bank reported total assets of $20.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Sainte Marie State Bank headquartered?
Sainte Marie State Bank is headquartered in SAINTE MARIE, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
Is Sainte Marie State Bank FDIC-insured?
Yes. Sainte Marie State Bank is an FDIC-insured commercial bank (FDIC Certificate #12086). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Sainte Marie State Bank?
Sainte Marie State Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Sainte Marie State Bank operate?
Sainte Marie State Bank operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Sainte Marie State Bank's Texas Ratio?
Sainte Marie State Bank's Texas Ratio is 6.68% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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