Bank of Denton
Bank of Denton completed a merger involving an acquired institution in October 2025. Asset quality shifted last quarter — NPLs fell to 0.48% from 2.75% in the prior period. Bank of Denton is an FDIC-insured commercial bank. On its most recent Q3 2025 call report, Bank of Denton reported $20M in total assets against $16M in deposits. Earnings turned negative this period, with ROA at -0.54%. Under the simplified Community Bank Leverage Ratio framework, leverage of 18.81% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.48% NPLs and a 10.17% Texas Ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 510 Main St, Denton, KS 66017
- County
- Doniphan
- Metro Area
- ST. JOSEPH, MO-KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- October 1, 1894
- Branches
- 1 domestic
- Employees (FTE)
- 4
- FDIC Cert
- 17569
- Fed RSSD
- 823553
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Bank of Denton rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 4 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerMerger -Without AssistanceFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
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Frequently asked about Bank of Denton
What are Bank of Denton's total assets?
As of the Q1 2026 filing, Bank of Denton reported total assets of $20.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Denton headquartered?
Bank of Denton is headquartered in Denton, KS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Denton founded?
Bank of Denton was established in 1894, per the FDIC institution directory.
Is Bank of Denton FDIC-insured?
Yes. Bank of Denton is an FDIC-insured commercial bank (FDIC Certificate #17569). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Denton?
Bank of Denton's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Bank of Denton operate?
Bank of Denton operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Bank of Denton's Texas Ratio?
Bank of Denton's Texas Ratio is 10.17% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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