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Chilton Trust Company, N.A.

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Palm Beach, FL Under $100M in assets RSSD #4397164 Routing #067017007

Data as of · sourced from FFIEC call reports. How we update

Chilton Trust Company, N.A. is an FDIC-insured bank headquartered in Palm Beach, FL. At Q2 2026 it reported total assets of $22.4M, down 0.2% from Q2 2025.

Charter
Bank
Deposit insurance
FDIC
FDIC certificate
Not reported
Headquarters
Palm Beach, FL
Established
Not reported
Total assets, Q2 2026
$22.4M
Assets vs Q2 2025
-0.2%
Capital ratio
Not reported
Domestic offices
Not reported
Routing number
067017007
Latest call report
Q2 2026, FFIEC 051 · Chilton Trust Company, N.A. call report
Assets
$22.4M
Deposits
$0
Loans
$0
Equity
$16.1M

Chilton Trust Company, N.A. is one of the more profitable banks of its size. Based in Palm Beach, Florida, it had $22 million in assets at June 30, 2026. It returns 32.6% a year on shareholders' equity, 3.8 times the median of 8.6% for the 583 banks with less than $100 million in assets. It also holds common equity equal to 210.37% of its risk-weighted assets, 9.5 times the median of 22.08% for banks its size.

As of June 30, 2026, Chilton Trust Company, N.A. reported a CET1 capital ratio of 210.37%, a return on assets of 23.82% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.1% to $22.4M. Judged on its Q2 2026 call report, Chilton Trust Company, N.A. meets every capital ratio test for well capitalized.

Headquarters Profile

Metro Area
Miami-Fort Lauderdale-West Palm Beach, FL
Federal Reserve member
—
Federal Reserve district
District 6, Atlanta
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Employees (FTE)
11
Domestic deposits
$0
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$21.9M
Average total loans
$0
Average interest-bearing deposits
$0
Fed RSSD
4397164

Profitability

Q2 annualized
Return on Assets23.82%YTD 22.26%
Return on Equity32.63%YTD 31.06%
Net Interest Margin3.61%YTD 3.63%

Balance Sheet

Total liabilities$6.2M
Cash & balances due$1.2M
Securities, available-for-sale$13.5M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$1.3M
Net interest income YTD$276K
Total interest income YTD$276K
Total interest expense YTD$0
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$10.0M
Total noninterest expense YTD$7.8M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Chilton Trust Company, N.A.'s total assets moved between a low of $22.1M (Q1 2026) and a high of $28.0M (Q1 2024) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$22.4M total assets against $22.4M; $6.2M total liabilities against $7.0M.

Loans and leases against deposits

$0 net loans and leases against $0; $0 total deposits against $0.

Securities and cash

$13.5M securities against $12.9M; $1.2M cash and balances due against $958K.

Interest income against interest expense

$136K total interest income against $153K; $0 total interest expense against $0.

Net interest income

$136K net interest income against $153K.

Noninterest income against noninterest expense

$4.9M total noninterest income against $4.9M; $3.7M total noninterest expense against $3.8M.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

$1.3M net income against $1.2M.

Return on assets and net interest margin

23.82% return on assets against 22.09%; 3.61% net interest margin against 4.29%.

CET1 and Tier 1 leverage ratios

210.37% CET1 capital ratio against 181.41%; 73.71% tier 1 leverage ratio against 70.69%.

Inside the full Chilton Trust Company, N.A. terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 13.67% (Q1 2025) to 23.82% (Q2 2026) and its net interest margin ran from 3.61% (Q2 2026) to 4.99% (Q3 2024).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 210.37% 23.82% — 0.00% 3.61%
Q1 2026 202.23% 20.73% — 0.00% 3.64%
Q4 2025 191.71% 18.91% — 0.00% 3.93%
Q3 2025 180.54% 22.58% — 0.00% 4.29%
Q2 2025 181.41% 22.09% — 0.00% 4.29%
Q1 2025 168.82% 13.67% — 0.00% 4.32%
Q4 2024 182.11% 19.56% — 0.00% 4.77%
Q3 2024 225.47% 20.06% — 0.00% 4.99%

Swipe the table sideways to see every column.

Regulatory record

Facts as filed or published, not a rating.

Not on file
Enforcement actions, Deposit market share, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Chilton Trust Company, N.A.: regulatory capital profile · BankRegReports

Frequently asked about Chilton Trust Company, N.A.

What are Chilton Trust Company, N.A.'s total assets?

As of the Q2 2026 filing, Chilton Trust Company, N.A. reported total assets of $22.4 million in its FFIEC call report.

Where is Chilton Trust Company, N.A. headquartered?

It is headquartered in Palm Beach, FL, United States.

What is Chilton Trust Company, N.A.'s CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 210.37% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

What is Chilton Trust Company, N.A.'s Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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