Chilton Trust Company, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Return on assets climbed 3.09 percentage points in Q2 2026, from 20.73% to 23.82%. It was the largest change from Q1 2026 among the key lines here. Against a median of 0.98% for banks in the < $100M asset tier, Chilton Trust Company, N.A. reported 23.82% on return on assets in Q2 2026, 22.84 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 210.37% |
| Tier 1 risk-based capital ratio | 210.37% |
| Total risk-based capital ratio | 210.37% |
| Tier 1 leverage ratio | 73.71% |
| Equity capital to assets | 72.15% |
| Tangible equity to tangible assets | 72.15% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 23.82% |
| Return on equity | 32.63% |
| Net interest margin | 3.61% |
| Efficiency ratio | 74.17% |
| Yield on earning assets | 3.61% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | 60.33% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 212.49% | 212.49% | 212.49% | 74.99% | 20.59% |
| Q4 2023 | 222.82% | 222.82% | 222.82% | 71.37% | 18.89% |
| Q1 2024 | 230.09% | 230.09% | 230.09% | 78.44% | 21.26% |
| Q2 2024 | 224.64% | 224.64% | 224.64% | 76.45% | 21.99% |
| Q3 2024 | 225.47% | 225.47% | 225.47% | 74.45% | 20.06% |
| Q4 2024 | 182.11% | 182.11% | 182.11% | 60.92% | 19.56% |
| Q1 2025 | 168.82% | 168.82% | 168.82% | 65.98% | 13.67% |
| Q2 2025 | 181.41% | 181.41% | 181.41% | 70.69% | 22.09% |
| Q3 2025 | 180.54% | 180.54% | 180.54% | 71.03% | 22.58% |
| Q4 2025 | 191.71% | 191.71% | 191.71% | 69.30% | 18.91% |
| Q1 2026 | 202.23% | 202.23% | 202.23% | 70.62% | 20.73% |
| Q2 2026 | 210.37% | 210.37% | 210.37% | 73.71% | 23.82% |
Chilton Trust Company, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Chilton Trust Company, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Chilton Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 4397164)