Bank Comparison
Jones Bank vs Crown Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
18 · 2
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Jones Bank | Crown Bank |
|---|---|---|
| CET1 Ratio | — | 10.03% |
| Tier 1 Capital Ratio | — | 10.03% |
| Total Capital Ratio | — | 11.12% |
| Tier 1 Leverage Ratio | 11.23% | 7.93% |
| Equity / Assets | 7.98% | 7.42% |
Profitability
| Metric | Jones Bank | Crown Bank |
|---|---|---|
| Return on Assets (ROA) | 1.30% | 0.32% |
| Return on Equity (ROE) | 16.62% | 4.30% |
| Net Interest Margin (NIM) | 3.05% | 3.00% |
| Yield on Earning Assets | 4.85% | 5.86% |
| Cost of Funds | 2.00% | 3.08% |
Asset quality
| Metric | Jones Bank | Crown Bank |
|---|---|---|
| Texas Ratio | 2.17% | 12.01% |
| Non-Performing Loan Ratio | 0.31% | 0.91% |
| Non-Performing Asset Ratio | 0.18% | 0.70% |
| Net Charge-Off Ratio | 0.00% | 0.49% |
| ACL / Loans | 1.67% | 1.14% |
Balance sheet
| Metric | Jones Bank | Crown Bank |
|---|---|---|
| Total Assets | $438,351K | $438,242K |
| Total Deposits | $369,509K | $363,675K |
| Total Loans | $248,794K | $335,341K |
| Total Equity | $34,965K | $32,516K |
| Net Income (quarter) | $1,459K | $349 |
Liquidity & funding
| Metric | Jones Bank | Crown Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 67.33% | 92.21% |
| Core Deposit Ratio | 91.68% | 83.90% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Jones Bank | Crown Bank |
|---|---|---|
| Headquarters City | SEWARD | EDINA |
| Headquarters State | NE | MN |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 3 | 2 |
| Employees (FTE) | 54 | 29 |
| Established | Oct. 1, 1883, midnight | May 22, 2000, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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