Crown Bank (Edina, MN)
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Data as of · sourced from FFIEC call reports. How we update
Crown Bank is an FDIC-insured commercial bank headquartered in Edina, MN, established in 2000 (FDIC certificate 35480), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $402.0M, down 8.8% from Q2 2025, the 65th largest of 221 banks headquartered in Minnesota. Its CET1 capital ratio was 11.04% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 35480
- Headquarters
- Edina, MN
- Established
- 2000
- Total assets, Q2 2026
- $402.0M
- Assets vs Q2 2025
- -8.8%
- CET1 ratio, Q2 2026
- 11.04%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 091017060
- Holding company
- CROWN BANKSHARES, INC.
- Asset rank in state
- 65th of 221 in Minnesota
Crown Bank pays more for its money than most banks of its size. The Edina, Minnesota bank had $402 million in assets at June 30, 2026, down 8.8% from a year earlier. It pays an average of 3.04% on its deposits and borrowings, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 1.80%). It also holds common equity equal to 11.04% of its risk-weighted assets, lower than about 9 in 10 banks its size (median 15.12%).
Earnings jumped: net income for the quarter was $613,000, 119% above the same quarter a year earlier. Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 1.15% of loans, down from 1.86% a year earlier. Concentration is the risk to watch: it holds commercial real estate loans worth 4.7 times its capital, 3.9 times the median of 1.2 times for banks its size.
As of June 30, 2026, Crown Bank reported a CET1 capital ratio of 11.04%, a return on assets of 0.58%, a nonperforming-loan ratio of 1.15% and a Texas ratio of 9.71%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Crown Bank is the 65th largest of the 221 banks headquartered in Minnesota. Between Q1 2026 and Q2 2026, its total assets fell 8.3% to $402.0M, loans fell 8.6% and deposits fell 8.5%. Commercial and industrial loans made up 31.5% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 30.3%. The FDIC Summary of Deposits lists 2 offices for it, in Edina, MN and Minneapolis, MN; its Edina office books 88% of its branch deposits. Judged on its Q2 2026 call report, Crown Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 6600 France Ave S, Edina, MN 55435
- County
- Hennepin
- Metro Area
- Minneapolis-St. Paul-Bloomington, MN-WI
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 22, 2000
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 26
- Domestic deposits
- $332.8M
- Allowance for credit losses
- $3.7M
- Net charge-offs (YTD)
- $545K
- Average total assets
- $419.8M
- Average total loans
- $328.5M
- Average interest-bearing deposits
- $298.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- May 22, 2000
- FDIC Cert
- 35480
- Fed RSSD
- 2860271
- SEC CIK
- 1327699 → filed by CROWN BANKSHARES, INC.
- Website
- www.crown-bank.com →
- Parent Holding Company
- CROWN BANKSHARES, INC. (RSSD 2860262)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Crown Bank's total assets ran between $380.9M (Q3 2023) and $444.4M (Q4 2025), and it earned a profit in 10 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$402.0M total assets against $440.8M; $369.4M total liabilities against $410.1M.
$302.9M net loans and leases against $336.2M; $332.8M total deposits against $359.2M.
$58.2M securities against $56.0M; $26.9M cash and balances due against $32.9M.
$6.1M total interest income against $6.3M; $2.9M total interest expense against $3.5M.
$3.2M net interest income against $2.8M.
$69K total noninterest income against $148K; $2.5M total noninterest expense against $2.6M.
$0 provision for credit losses against $0.
$613K net income against $280K.
0.58% return on assets against 0.26%; 3.18% net interest margin against 2.72%.
11.04% CET1 capital ratio against 9.73%; 8.43% tier 1 leverage ratio against 8.17%.
Inside the full Crown Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Crown Bank rankings
Its closest position to the top of a national ranking is 666 of 3,640, for Texas Ratio; its furthest is 1,945 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.74% (Q4 2024) to 0.58% (Q2 2026) and its net interest margin ran from 2.48% (Q1 2025) to 3.18% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.04% | 0.58% | 1.15% | 9.71% | 3.18% |
| Q1 2026 | 10.03% | 0.32% | 1.30% | 12.01% | 3.00% |
| Q4 2025 | 9.74% | 0.36% | 1.62% | 15.26% | 2.99% |
| Q3 2025 | 9.71% | 0.22% | 2.33% | 22.07% | 2.70% |
| Q2 2025 | 9.73% | 0.26% | 1.86% | 18.34% | 2.72% |
| Q1 2025 | 9.61% | 0.15% | 1.79% | 17.71% | 2.48% |
| Q4 2024 | 9.58% | -0.74% | 1.79% | 17.86% | 2.50% |
| Q3 2024 | 9.84% | -0.05% | 2.21% | 20.92% | 2.52% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Crown Bank (main office) | Edina , MN | 55435 | $292.4M |
| Marquette Avenue Branch | Minneapolis , MN | 55402 | $40.4M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (Federal Reserve)
- June 22, 2012, Federal Reserve: Written Agreement: Crown Bankshares, Inc., Edina, Minnesota
- Period: Most recent institution action June 22, 2012. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.1% of deposits in MN, rank 92 of 277 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $110K approved, $110K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2015 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 7 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2024-Q1 to 2025-Q3. Source: CFPB consumer complaint database.
- Not on file
- Mortgage lending (HMDA), CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Crown Bank
What are Crown Bank's total assets?
As of the Q2 2026 filing, Crown Bank reported total assets of $402.0 million in its FFIEC call report.
Where is Crown Bank headquartered?
It is headquartered in Edina, MN, United States.
When was Crown Bank founded?
It was established in 2000, per the FDIC institution directory.
Is Crown Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #35480). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Crown Bank?
Crown Bank's primary federal regulator is the FDIC.
What is Crown Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.04% in its Q2 2026 call report, above regulatory requirements.
How many branches does Crown Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Crown Bank's Texas Ratio?
Its Texas Ratio is 9.71% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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