Crown Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 2.54 percentage points in Q2 2026, from 109.91% to 107.37%. It was the largest change from Q1 2026 among the key lines here. Crown Bank ranks 56th of 221 Minnesota banks on loan-to-deposit ratio, in the upper half at 92.13% (Q2 2026). Crown Bank reported 92.13% on loan-to-deposit ratio for Q2 2026, 11.58 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $26.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $85.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $31.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 7.81% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.13% |
| Net loans and leases to deposits | 91.02% |
| Loans and leases to core deposits | 107.37% |
| Core deposits to total deposits | 85.81% |
| Brokered deposits to total deposits | 8.68% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 100.50% | 75.25% | $5.9M | $33.0M |
| Q4 2023 | 103.86% | 81.88% | $14.2M | $32.9M |
| Q1 2024 | 105.84% | 77.46% | $10.9M | $42.8M |
| Q2 2024 | 108.83% | 76.21% | $12.7M | $42.7M |
| Q3 2024 | 101.53% | 80.03% | $0 | $42.6M |
| Q4 2024 | 99.03% | 79.84% | $0 | $40.5M |
| Q1 2025 | 99.67% | 79.46% | $0 | $46.2M |
| Q2 2025 | 94.70% | 78.17% | $0 | $45.6M |
| Q3 2025 | 94.57% | 78.21% | $0 | $45.5M |
| Q4 2025 | 92.88% | 80.83% | $0 | $36.6M |
| Q1 2026 | 92.21% | 83.90% | $0 | $36.5M |
| Q2 2026 | 92.13% | 85.81% | $0 | $31.4M |
Crown Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Crown Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crown Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35480) · FFIEC NIC profile (RSSD 2860271)