Crown Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Total interest expense fell 7.1% in Q2 2026 to $2.9M, the biggest move on this page. Crown Bank ranks 194th of 221 Minnesota banks on net interest margin, in the lower half at 3.18% (Q2 2026). Crown Bank reported 3.18% on net interest margin for Q2 2026, 0.76 points below the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.97% |
| Yield on loans | 6.55% |
| Yield on securities | 3.40% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.04% |
| Cost of interest-bearing deposits | 3.29% |
| Cost of interest-bearing liabilities | 3.41% |
| Cost of borrowings | 4.24% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.18% |
| Yield to cost spread | 2.56% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $5.4M |
| Total interest expense | $2.9M |
| Interest expense on deposits | $2.5M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.91% | 3.35% | 2.84% | 6.49% | 2.46% |
| Q4 2023 | 5.95% | 3.61% | 2.62% | 6.52% | 2.85% |
| Q1 2024 | 6.48% | 3.69% | 3.08% | 7.11% | 2.98% |
| Q2 2024 | 5.90% | 3.80% | 2.40% | 6.40% | 3.02% |
| Q3 2024 | 6.16% | 3.96% | 2.52% | 6.67% | 2.55% |
| Q4 2024 | 6.05% | 3.84% | 2.50% | 6.56% | 2.82% |
| Q1 2025 | 5.79% | 3.54% | 2.48% | 6.30% | 3.01% |
| Q2 2025 | 6.02% | 3.55% | 2.72% | 6.56% | 3.14% |
| Q3 2025 | 5.96% | 3.50% | 2.70% | 6.58% | 3.26% |
| Q4 2025 | 6.06% | 3.30% | 2.99% | 6.75% | 3.26% |
| Q1 2026 | 5.86% | 3.07% | 3.00% | 6.55% | 3.30% |
| Q2 2026 | 5.97% | 3.04% | 3.18% | 6.55% | 3.40% |
Crown Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Crown Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crown Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35480) · FFIEC NIC profile (RSSD 2860271)