Crown Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The standout move of Q2 2026 was in Risk-weighted assets: 8.2% lower than in Q1 2026, at $320.7M. Within Minnesota, Crown Bank is 144th of 162 on CET1 ratio, 11.04% as of Q2 2026. The median for banks in the $100M-1B asset tier is 15.08% on CET1 ratio. Crown Bank sits 4.04 points lower, at 11.04% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.04% |
| Tier 1 risk-based capital ratio | 11.04% |
| Total risk-based capital ratio | 12.19% |
| Tier 1 leverage ratio | 8.43% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $35.4M |
| Tier 1 capital | $35.4M |
| Total risk-based capital | $39.1M |
| Total equity capital | $32.7M |
| Risk-weighted assets | $320.7M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.12% |
| Tangible equity to tangible assets | 8.12% |
| Equity capital to average assets | 7.78% |
| Internal capital growth rate | 3.85% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $28.5M |
| Retained earnings | $6.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 9.72% | 9.72% | 10.76% | 8.77% | $336.4M |
| Q4 2023 | 9.65% | 9.65% | 10.70% | 8.58% | $336.5M |
| Q1 2024 | 9.56% | 9.56% | 10.58% | 8.67% | $356.0M |
| Q2 2024 | 9.65% | 9.65% | 10.62% | 8.93% | $376.9M |
| Q3 2024 | 9.84% | 9.84% | 10.90% | 8.48% | $366.0M |
| Q4 2024 | 9.58% | 9.58% | 10.64% | 8.25% | $365.1M |
| Q1 2025 | 9.61% | 9.61% | 10.68% | 8.24% | $362.7M |
| Q2 2025 | 9.73% | 9.73% | 10.82% | 8.17% | $357.6M |
| Q3 2025 | 9.71% | 9.71% | 10.80% | 7.83% | $358.1M |
| Q4 2025 | 9.74% | 9.74% | 10.83% | 7.90% | $358.6M |
| Q1 2026 | 10.03% | 10.03% | 11.12% | 7.93% | $349.4M |
| Q2 2026 | 11.04% | 11.04% | 12.19% | 8.43% | $320.7M |
Crown Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Crown Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crown Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35480) · FFIEC NIC profile (RSSD 2860271)