Bank Comparison
Visionbank of Iowa vs Bank Cmg
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
11 · 12
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Visionbank of Iowa | Bank Cmg |
|---|---|---|
| CET1 Ratio | 10.44% | 12.46% |
| Tier 1 Capital Ratio | 10.44% | 12.46% |
| Total Capital Ratio | 11.51% | 13.50% |
| Tier 1 Leverage Ratio | 9.28% | 9.93% |
| Equity / Assets | 10.28% | 10.27% |
Profitability
| Metric | Visionbank of Iowa | Bank Cmg |
|---|---|---|
| Return on Assets (ROA) | 1.42% | 0.98% |
| Return on Equity (ROE) | 13.93% | 9.42% |
| Net Interest Margin (NIM) | 3.68% | 4.32% |
| Yield on Earning Assets | 5.63% | 6.04% |
| Cost of Funds | 2.09% | 1.81% |
Asset quality
| Metric | Visionbank of Iowa | Bank Cmg |
|---|---|---|
| Texas Ratio | 6.16% | 2.06% |
| Non-Performing Loan Ratio | 0.72% | 0.27% |
| Non-Performing Asset Ratio | 0.61% | 0.21% |
| Net Charge-Off Ratio | 0.00% | -0.08% |
| ACL / Loans | 1.09% | 0.95% |
Balance sheet
| Metric | Visionbank of Iowa | Bank Cmg |
|---|---|---|
| Total Assets | $899,898K | $899,766K |
| Total Deposits | $739,950K | $781,816K |
| Total Loans | $772,536K | $693,758K |
| Total Equity | $92,477K | $92,379K |
| Net Income (quarter) | $3,196K | $2,152K |
Liquidity & funding
| Metric | Visionbank of Iowa | Bank Cmg |
|---|---|---|
| Loan-to-Deposit Ratio | 104.40% | 88.74% |
| Core Deposit Ratio | 98.07% | 95.60% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Visionbank of Iowa | Bank Cmg |
|---|---|---|
| Headquarters City | AMES | MADISON |
| Headquarters State | IA | WI |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FED | FED |
| Domestic Branches | 13 | 10 |
| Employees (FTE) | 130 | 115 |
| Established | June 1, 1884, midnight | Oct. 22, 1883, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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