State Bank of Medora
State Bank of Medora completed a merger involving an acquired institution in November 2025. Operating from Medora, IN, State Bank of Medora serves its local market as an FDIC-insured commercial bank. State Bank of Medora's Q3 2025 balance sheet shows $96M in assets funded primarily by $76M in customer deposits. Earnings turned negative this period, with ROA at -0.17%. Under the simplified Community Bank Leverage Ratio framework, leverage of 16.27% exceeds the 9% CBLR threshold. Credit metrics are in line with industry norms — 0.52% NPL ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 24 E Main St, Medora, IN 47260
- County
- Jackson
- Metro Area
- SEYMOUR, IN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- September 19, 1933
- Branches
- 1 domestic
- Employees (FTE)
- 16
- FDIC Cert
- 14561
- Fed RSSD
- 50144
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State Bank of Medora rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 4 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerMerger -Without AssistanceFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
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Frequently asked about State Bank of Medora
What are State Bank of Medora's total assets?
As of the Q1 2026 filing, State Bank of Medora reported total assets of $95.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is State Bank of Medora headquartered?
State Bank of Medora is headquartered in Medora, IN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was State Bank of Medora founded?
State Bank of Medora was established in 1933, per the FDIC institution directory.
Is State Bank of Medora FDIC-insured?
Yes. State Bank of Medora is an FDIC-insured commercial bank (FDIC Certificate #14561). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates State Bank of Medora?
State Bank of Medora's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does State Bank of Medora operate?
State Bank of Medora operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is State Bank of Medora's Texas Ratio?
State Bank of Medora's Texas Ratio is 2.42% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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