HARRISON COUNTY BANK, THE
HARRISON COUNTY BANK, THE is an FDIC-insured commercial bank headquartered in LOST CREEK, WV, established in 1911. As of , the bank reported total assets of $158M and total deposits of $144M. Profitability stands at 1.26% ROA and 14.44% ROE, with a net interest margin of 3.48%. CET1 capital ratio: 8.75%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Harrison County Bank, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 8.75% | 1.26% | 0.00% | 0.00% | 3.48% |
| 2025-09-30 | 8.74% | 0.91% | 0.00% | 0.52% | 3.46% |
| 2025-06-30 | 7.91% | 0.80% | 0.00% | 0.00% | 3.39% |
| 2025-03-31 | 7.98% | 0.54% | 0.00% | 0.00% | 3.27% |
| 2024-12-31 | 7.94% | 0.45% | 0.00% | 0.00% | 3.38% |
| 2024-09-30 | 8.51% | 0.34% | 0.00% | 0.00% | 3.29% |
| 2024-06-30 | 7.65% | 0.27% | 0.00% | 0.00% | 3.28% |
| 2024-03-31 | 7.53% | 0.41% | 0.00% | 0.00% | 3.05% |
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Frequently asked about HARRISON COUNTY BANK, THE
What are Harrison County Bank, the's total assets?
As of the Q4 2025 filing, Harrison County Bank, the reported total assets of $158.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Harrison County Bank, the headquartered?
Harrison County Bank, the is headquartered in LOST CREEK, WV, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Harrison County Bank, the founded?
Harrison County Bank, the was established in 1911, per the FDIC institution directory.
Is Harrison County Bank, the FDIC-insured?
Yes. Harrison County Bank, the is an FDIC-insured commercial bank (FDIC Certificate #9030). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Harrison County Bank, the?
Harrison County Bank, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Harrison County Bank, the's CET1 capital ratio?
Harrison County Bank, the reported a Common Equity Tier 1 (CET1) capital ratio of 8.75% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.
How many branches does Harrison County Bank, the operate?
Harrison County Bank, the operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Harrison County Bank, the's Texas Ratio?
Harrison County Bank, the's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.