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BanksHARLEYSVILLE BANK

HARLEYSVILLE BANK

HARLEYSVILLE, PAMediumEst. Jan 1, 1915FDIC #31461RSSD #139478FDIC
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HARLEYSVILLE BANK is an FDIC-insured commercial bank headquartered in HARLEYSVILLE, PA, established in 1915. As of , the bank reported total assets of $940M and total deposits of $687M. Profitability stands at 1.23% ROA and 12.57% ROE, with a net interest margin of 3.35%. CET1 capital ratio: 14.59%, well above regulatory minimums. NPL ratio: 0.26% · Texas Ratio: 1.88%. Operates 7 domestic branches.

Assets
$940M
Deposits
$687M
Loans
$708M
Equity
$92M

This is just the summary.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 76.7% of total — SVB-style run-risk profileWhat does this mean? →

Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.

Loan-to-Deposit at 103.1% — loans exceed deposit baseWhat does this mean? →

Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-3114.59%1.23%0.26%1.88%3.35%
2025-09-3013.82%1.33%0.18%1.34%3.33%
2025-06-3014.22%1.22%0.21%1.57%3.34%
2025-03-3114.32%1.08%0.23%1.76%3.12%
2024-12-3114.38%1.01%0.29%2.13%2.98%
2024-09-3014.25%1.03%0.28%2.06%2.95%
2024-06-3014.31%1.10%0.28%2.09%2.69%
2024-03-3114.69%1.08%0.33%2.40%3.06%

Frequently asked about HARLEYSVILLE BANK

What are Harleysville Bank's total assets?

As of the Q4 2025 filing, Harleysville Bank reported total assets of $940.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Harleysville Bank headquartered?

Harleysville Bank is headquartered in HARLEYSVILLE, PA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Harleysville Bank founded?

Harleysville Bank was established in 1915, per the FDIC institution directory.

Is Harleysville Bank FDIC-insured?

Yes. Harleysville Bank is an FDIC-insured commercial bank (FDIC Certificate #31461). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Harleysville Bank?

Harleysville Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Harleysville Bank's CET1 capital ratio?

Harleysville Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.59% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Harleysville Bank operate?

Harleysville Bank operates 7 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Harleysville Bank's Texas Ratio?

Harleysville Bank's Texas Ratio is 1.88% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.