Skip to main content
BanksJONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA

JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA

JONESTOWN, PAMediumEst. Jan 1, 1873FDIC #10677RSSD #653611FDIC
Latest ·

JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA is an FDIC-insured commercial bank headquartered in JONESTOWN, PA, established in 1873. As of , the bank reported total assets of $989M and total deposits of $833M. Profitability stands at 1.21% ROA and 12.26% ROE, with a net interest margin of 4.17%. CET1 capital ratio: 9.95%. NPL ratio: 0.12% · Texas Ratio: 0.87%. Operates 13 domestic branches.

Assets
$989M
Deposits
$833M
Loans
$814M
Equity
$98M

This is just the summary.

The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required

Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 68.0% of total — meaningful run-risk exposureWhat does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-319.95%1.21%0.12%0.87%4.17%
2025-09-309.77%1.37%0.14%1.08%3.93%
2025-06-309.45%0.93%0.14%1.14%3.87%
2025-03-319.33%0.74%0.14%1.06%3.71%
2024-12-319.34%0.79%0.15%1.14%3.74%
2024-09-309.42%1.03%0.06%0.44%3.76%
2024-06-309.29%0.98%0.06%0.47%3.66%
2024-03-319.04%0.61%0.08%0.64%3.57%

Frequently asked about JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA

What are Jonestown Bank and Trust Company of Jonestown, Pennsylvania's total assets?

As of the Q4 2025 filing, Jonestown Bank and Trust Company of Jonestown, Pennsylvania reported total assets of $988.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Jonestown Bank and Trust Company of Jonestown, Pennsylvania headquartered?

Jonestown Bank and Trust Company of Jonestown, Pennsylvania is headquartered in JONESTOWN, PA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Jonestown Bank and Trust Company of Jonestown, Pennsylvania founded?

Jonestown Bank and Trust Company of Jonestown, Pennsylvania was established in 1873, per the FDIC institution directory.

Is Jonestown Bank and Trust Company of Jonestown, Pennsylvania FDIC-insured?

Yes. Jonestown Bank and Trust Company of Jonestown, Pennsylvania is an FDIC-insured commercial bank (FDIC Certificate #10677). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Jonestown Bank and Trust Company of Jonestown, Pennsylvania?

Jonestown Bank and Trust Company of Jonestown, Pennsylvania's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Jonestown Bank and Trust Company of Jonestown, Pennsylvania's CET1 capital ratio?

Jonestown Bank and Trust Company of Jonestown, Pennsylvania reported a Common Equity Tier 1 (CET1) capital ratio of 9.95% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.

How many branches does Jonestown Bank and Trust Company of Jonestown, Pennsylvania operate?

Jonestown Bank and Trust Company of Jonestown, Pennsylvania operates 13 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Jonestown Bank and Trust Company of Jonestown, Pennsylvania's Texas Ratio?

Jonestown Bank and Trust Company of Jonestown, Pennsylvania's Texas Ratio is 0.87% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.