MY KIND OF BANK, NATIONAL ASSOCIATION
MY KIND OF BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in OTTERTAIL, MN, established in 1903. As of , the bank reported total assets of $418M and total deposits of $382M. Profitability stands at 1.27% ROA and 16.33% ROE, with a net interest margin of 3.77%. CET1 capital ratio: 11.97%, well above regulatory minimums. NPL ratio: 0.59% · Texas Ratio: 5.85%. Operates 5 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
My Kind of Bank, N.A. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 11.97% | 1.27% | 0.59% | 5.85% | 3.77% |
| 2025-09-30 | 11.78% | 1.07% | 0.56% | 6.67% | 3.86% |
| 2025-06-30 | 11.63% | 1.20% | 0.75% | 7.74% | 3.74% |
| 2025-03-31 | 12.11% | 0.92% | 0.86% | 8.97% | 3.43% |
| 2024-12-31 | 11.78% | 1.13% | 0.33% | 4.12% | 3.36% |
| 2024-09-30 | 11.76% | 0.95% | 0.47% | 4.04% | 3.18% |
| 2024-06-30 | 11.79% | 0.88% | 0.71% | 6.67% | 3.14% |
| 2024-03-31 | 12.52% | 0.65% | 0.74% | 6.47% | 2.81% |
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Frequently asked about MY KIND OF BANK, NATIONAL ASSOCIATION
What are My Kind of Bank, N.A.'s total assets?
As of the Q4 2025 filing, My Kind of Bank, N.A. reported total assets of $417.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is My Kind of Bank, N.A. headquartered?
My Kind of Bank, N.A. is headquartered in OTTERTAIL, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was My Kind of Bank, N.A. founded?
My Kind of Bank, N.A. was established in 1903, per the FDIC institution directory.
Is My Kind of Bank, N.A. FDIC-insured?
Yes. My Kind of Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #5162). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates My Kind of Bank, N.A.?
My Kind of Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is My Kind of Bank, N.A.'s CET1 capital ratio?
My Kind of Bank, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 11.97% in its most recent quarterly filing — above regulatory minimums.
How many branches does My Kind of Bank, N.A. operate?
My Kind of Bank, N.A. operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is My Kind of Bank, N.A.'s Texas Ratio?
My Kind of Bank, N.A.'s Texas Ratio is 5.85% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.