WEBBANK
WEBBANK is an FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in 1997. As of , the bank reported total assets of $2.9B and total deposits of $2.4B. Profitability stands at 4.51% ROA and 27.78% ROE, with a net interest margin of 16.47%. CET1 capital ratio: 16.68%, well above regulatory minimums. NPL ratio: 0.17% · Texas Ratio: 0.77%. Operates 1 domestic branch.
Profitability
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Webbank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 16.68% | 4.51% | 0.17% | 0.77% | 16.47% |
| 2025-09-30 | 18.85% | 4.95% | 0.48% | 2.20% | 17.17% |
| 2025-06-30 | 19.61% | 4.55% | 1.00% | 4.22% | 17.48% |
| 2025-03-31 | 18.25% | 4.16% | 1.11% | 4.71% | 16.96% |
| 2024-12-31 | 17.40% | 4.31% | 1.44% | 6.50% | 14.99% |
| 2024-09-30 | 17.52% | 3.34% | 1.50% | 6.49% | 14.03% |
| 2024-06-30 | 17.09% | 3.87% | 0.05% | 0.22% | 14.05% |
| 2024-03-31 | 15.63% | 3.57% | 0.05% | 0.23% | 12.59% |
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Frequently asked about WEBBANK
What are Webbank's total assets?
As of the Q4 2025 filing, Webbank reported total assets of $2.94 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Webbank headquartered?
Webbank is headquartered in SALT LAKE CITY, UT, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Webbank founded?
Webbank was established in 1997, per the FDIC institution directory.
Is Webbank FDIC-insured?
Yes. Webbank is an FDIC-insured commercial bank (FDIC Certificate #34404). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Webbank?
Webbank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Webbank's CET1 capital ratio?
Webbank reported a Common Equity Tier 1 (CET1) capital ratio of 16.68% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Webbank operate?
Webbank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Webbank's Texas Ratio?
Webbank's Texas Ratio is 0.77% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.