JEFFERSON BANK
JEFFERSON BANK is an FDIC-insured commercial bank headquartered in SAN ANTONIO, TX, established in 1946. As of , the bank reported total assets of $3.0B and total deposits of $2.7B. Profitability stands at 0.89% ROA and 11.08% ROE, with a net interest margin of 3.55%. CET1 capital ratio: 12.66%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 0.84%. Operates 14 domestic branches.
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 12.66% | 0.89% | 0.11% | 0.84% | 3.55% |
| 2025-09-30 | 12.34% | 1.28% | 0.04% | 0.42% | 3.50% |
| 2025-06-30 | 12.03% | 0.91% | 0.30% | 2.83% | 3.39% |
| 2025-03-31 | 11.93% | 0.92% | 0.56% | 4.84% | 3.16% |
| 2024-12-31 | 11.79% | 0.57% | 0.59% | 5.30% | 2.96% |
| 2024-09-30 | 11.56% | 0.63% | 0.35% | 3.11% | 2.64% |
| 2024-06-30 | 11.39% | 0.60% | 0.37% | 3.62% | 2.51% |
| 2024-03-31 | 11.28% | 0.39% | 0.13% | 1.34% | 2.36% |
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Frequently asked about JEFFERSON BANK
What are Jefferson Bank's total assets?
As of the Q4 2025 filing, Jefferson Bank reported total assets of $2.99 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Jefferson Bank headquartered?
Jefferson Bank is headquartered in SAN ANTONIO, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Jefferson Bank founded?
Jefferson Bank was established in 1946, per the FDIC institution directory.
Is Jefferson Bank FDIC-insured?
Yes. Jefferson Bank is an FDIC-insured commercial bank (FDIC Certificate #16470). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Jefferson Bank?
Jefferson Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Jefferson Bank's CET1 capital ratio?
Jefferson Bank reported a Common Equity Tier 1 (CET1) capital ratio of 12.66% in its most recent quarterly filing — above regulatory minimums.
How many branches does Jefferson Bank operate?
Jefferson Bank operates 14 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Jefferson Bank's Texas Ratio?
Jefferson Bank's Texas Ratio is 0.84% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.