BanksFARMERS BANK

FARMERS BANK

GREENWOOD, ARSmallEst. Aug. 1, 1907, midnightFDIC #1296RSSD #325141FDIC
Latest · 2025-12-31

FARMERS BANK is an FDIC-insured commercial bank headquartered in GREENWOOD, AR, established in Aug. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $288M and total deposits of $247M. Profitability stands at 0.41% ROA and 3.02% ROE, with a net interest margin of 3.81%. CET1 capital ratio: 13.23%, well above regulatory minimums. NPL ratio: 0.12% · Texas Ratio: 0.47%. Operates 10 domestic branches.

Assets
$288M
Deposits
$247M
Loans
$163M
Equity
$39M

Profitability

Return on Assets (ROA)0.41%
Return on Equity (ROE)3.02%
Net Interest Margin3.81%
Yield on Assets5.21%
Cost of Funds1.50%

Asset Quality

NPL Ratio0.12%
Net Charge-Off Ratio0.04%
Texas Ratio0.47%
NPA Ratio0.07%
ACL / Loans0.75%

Capital & Liquidity

CET1 Ratio13.23%
Tier 1 Capital13.23%
Total Capital Ratio13.89%
Leverage Ratio16.15%
Loan-to-Deposit66.07%

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