BOC BANK
BOC BANK is an FDIC-insured commercial bank headquartered in MCLEAN, TX, established in 1984. As of , the bank reported total assets of $212M and total deposits of $186M. Profitability stands at -0.28% ROA and -2.36% ROE, with a net interest margin of 3.91%. CET1 capital ratio: 15.52%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 15.52% | -0.28% | 0.00% | 0.00% | 3.91% |
| 2025-09-30 | 17.88% | 2.07% | 0.00% | 0.00% | 4.40% |
| 2025-06-30 | 15.75% | 2.21% | 0.00% | 0.00% | 4.04% |
| 2025-03-31 | 14.89% | 1.70% | 0.00% | 0.00% | 3.78% |
| 2024-12-31 | 14.28% | 2.08% | 0.00% | 0.00% | 4.59% |
| 2024-09-30 | 14.59% | 1.27% | 0.00% | 0.00% | 3.60% |
| 2024-06-30 | 16.04% | 0.78% | 0.00% | 0.00% | 3.29% |
| 2024-03-31 | 15.98% | 0.86% | 0.00% | 0.00% | 2.79% |
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Frequently asked about BOC BANK
What are Boc Bank's total assets?
As of the Q4 2025 filing, Boc Bank reported total assets of $211.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Boc Bank headquartered?
Boc Bank is headquartered in MCLEAN, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Boc Bank founded?
Boc Bank was established in 1984, per the FDIC institution directory.
Is Boc Bank FDIC-insured?
Yes. Boc Bank is an FDIC-insured commercial bank (FDIC Certificate #25328). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Boc Bank?
Boc Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Boc Bank's CET1 capital ratio?
Boc Bank reported a Common Equity Tier 1 (CET1) capital ratio of 15.52% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Boc Bank operate?
Boc Bank operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Boc Bank's Texas Ratio?
Boc Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.