BanksBOC BANK

BOC BANK

MCLEAN, TXSmallEst. Aug. 16, 1984, midnightFDIC #25328RSSD #352651FED
Latest · 2025-12-31

BOC BANK is an FDIC-insured commercial bank headquartered in MCLEAN, TX, established in Aug. 16, 1984, midnight. As of 2025-12-31, the bank reported total assets of $212M and total deposits of $186M. Profitability stands at -0.28% ROA and -2.36% ROE, with a net interest margin of 4.48%. CET1 capital ratio: 15.52%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.

Assets
$212M
Deposits
$186M
Loans
$157M
Equity
$25M

Profitability

Return on Assets (ROA)-0.28%
Return on Equity (ROE)-2.36%
Net Interest Margin4.48%
Yield on Assets7.20%
Cost of Funds2.86%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.50%

Capital & Liquidity

CET1 Ratio15.52%
Tier 1 Capital15.52%
Total Capital Ratio16.77%
Leverage Ratio11.07%
Loan-to-Deposit84.55%

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