GREAT OAKS BANK is an FDIC-insured commercial bank headquartered in RICHMOND HILL, GA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $399M and total deposits of $355M. Profitability stands at 1.55% ROA and 17.00% ROE, with a net interest margin of 4.81%. CET1 capital ratio: 14.25%, well above regulatory minimums. NPL ratio: 0.01% · Texas Ratio: 0.37%. Operates 6 domestic branches.
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