SUNMARK COMMUNITY BANK
SUNMARK COMMUNITY BANK is an FDIC-insured commercial bank headquartered in PERRY, GA, established in 1949. As of , the bank reported total assets of $399M and total deposits of $345M. Profitability stands at 3.18% ROA and 24.56% ROE, with a net interest margin of 5.91%. CET1 capital ratio: 11.94%, well above regulatory minimums. NPL ratio: 0.02% · Texas Ratio: 0.09%. Operates 6 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Sunmark Community Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 11.94% | 3.18% | 0.02% | 0.09% | 5.91% |
| 2025-09-30 | 14.01% | 3.16% | 0.02% | 0.11% | 6.06% |
| 2025-06-30 | 13.05% | 3.37% | 0.04% | 0.18% | 5.99% |
| 2025-03-31 | 12.89% | 2.80% | 0.07% | 0.35% | 5.63% |
| 2024-12-31 | 12.16% | 2.93% | 0.03% | 0.15% | 5.61% |
| 2024-09-30 | 12.37% | 2.75% | 0.05% | 0.27% | 5.60% |
| 2024-06-30 | 11.93% | 2.87% | 0.08% | 0.42% | 5.55% |
| 2024-03-31 | 11.73% | 2.51% | 0.04% | 0.20% | 5.41% |
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Frequently asked about SUNMARK COMMUNITY BANK
What are Sunmark Community Bank's total assets?
As of the Q4 2025 filing, Sunmark Community Bank reported total assets of $398.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Sunmark Community Bank headquartered?
Sunmark Community Bank is headquartered in PERRY, GA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Sunmark Community Bank founded?
Sunmark Community Bank was established in 1949, per the FDIC institution directory.
Is Sunmark Community Bank FDIC-insured?
Yes. Sunmark Community Bank is an FDIC-insured commercial bank (FDIC Certificate #16825). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Sunmark Community Bank?
Sunmark Community Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Sunmark Community Bank's CET1 capital ratio?
Sunmark Community Bank reported a Common Equity Tier 1 (CET1) capital ratio of 11.94% in its most recent quarterly filing — above regulatory minimums.
How many branches does Sunmark Community Bank operate?
Sunmark Community Bank operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Sunmark Community Bank's Texas Ratio?
Sunmark Community Bank's Texas Ratio is 0.09% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.