BanksARUNDEL FEDERAL SAVINGS BANK

ARUNDEL FEDERAL SAVINGS BANK

GLEN BURNIE, MDSmallEst. Jan. 1, 1906, midnightFDIC #28780RSSD #390372OCC
Latest · 2025-12-31

ARUNDEL FEDERAL SAVINGS BANK is an FDIC-insured commercial bank headquartered in GLEN BURNIE, MD, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $445M and total deposits of $339M. Profitability stands at 0.10% ROA and 0.70% ROE, with a net interest margin of 2.38%. CET1 capital ratio: 14.62%, well above regulatory minimums. NPL ratio: 0.41% · Texas Ratio: 2.52%. Operates 6 domestic branches.

Assets
$445M
Deposits
$339M
Loans
$367M
Equity
$65M

Profitability

Return on Assets (ROA)0.10%
Return on Equity (ROE)0.70%
Net Interest Margin2.38%
Yield on Assets4.63%
Cost of Funds2.46%

Asset Quality

NPL Ratio0.41%
Net Charge-Off Ratio0.00%
Texas Ratio2.52%
NPA Ratio0.38%
ACL / Loans0.59%

Capital & Liquidity

CET1 Ratio14.62%
Tier 1 Capital14.62%
Total Capital Ratio15.35%
Leverage Ratio15.17%
Loan-to-Deposit108.23%

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