BanksQUEENSTOWN BANK OF MARYLAND

QUEENSTOWN BANK OF MARYLAND

QUEENSTOWN, MDMediumEst. Jan. 1, 1899, midnightFDIC #8816RSSD #429021FDIC
Latest · 2025-12-31

QUEENSTOWN BANK OF MARYLAND is an FDIC-insured commercial bank headquartered in QUEENSTOWN, MD, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $715M and total deposits of $636M. Profitability stands at 0.78% ROA and 7.61% ROE, with a net interest margin of 3.17%. CET1 capital ratio: 18.20%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 0.60%. Operates 9 domestic branches.

Assets
$715M
Deposits
$636M
Loans
$457M
Equity
$74M

Profitability

Return on Assets (ROA)0.78%
Return on Equity (ROE)7.61%
Net Interest Margin3.17%
Yield on Assets4.84%
Cost of Funds1.72%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio-0.01%
Texas Ratio0.60%
NPA Ratio0.07%
ACL / Loans1.44%

Capital & Liquidity

CET1 Ratio18.20%
Tier 1 Capital18.20%
Total Capital Ratio19.45%
Leverage Ratio11.52%
Loan-to-Deposit71.90%

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