HARFORD BANK is an FDIC-insured commercial bank headquartered in ABERDEEN, MD, established in May 1, 1964, midnight. As of 2025-12-31, the bank reported total assets of $728M and total deposits of $652M. Profitability stands at 1.07% ROA and 11.10% ROE, with a net interest margin of 3.98%. CET1 capital ratio: 13.47%, well above regulatory minimums. NPL ratio: 1.03% · Texas Ratio: 7.18%.
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