PEOPLES BANK, BILOXI, MISSISSIPPI, THE
PEOPLES BANK, BILOXI, MISSISSIPPI, THE is an FDIC-insured commercial bank headquartered in BILOXI, MS, established in 1896. As of , the bank reported total assets of $727M and total deposits of $605M. Profitability stands at 0.40% ROA and 3.00% ROE, with a net interest margin of 2.70%. CET1 capital ratio: 13.68%, well above regulatory minimums. NPL ratio: 0.20% · Texas Ratio: 0.52%. Operates 18 domestic branches.
Capital & Liquidity
This is just the summary.
The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required
Peoples Bank, Biloxi, Mississippi, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 13.68% | 0.40% | 0.20% | 0.52% | 2.70% |
| 2025-09-30 | 13.04% | 0.35% | 0.32% | 0.79% | 2.59% |
| 2025-06-30 | 12.52% | 0.68% | 0.25% | 0.63% | 2.88% |
| 2025-03-31 | 10.77% | 0.66% | 0.20% | 0.48% | 2.82% |
| 2024-12-31 | 10.67% | 0.77% | 0.19% | 0.48% | 2.99% |
| 2024-09-30 | 11.62% | 7.45% | 0.19% | 0.46% | 2.68% |
| 2024-06-30 | 8.54% | 1.13% | 0.19% | 0.61% | 2.81% |
| 2024-03-31 | 7.46% | 1.19% | 0.15% | 0.49% | 3.10% |
Similar banks
Frequently asked about PEOPLES BANK, BILOXI, MISSISSIPPI, THE
What are Peoples Bank, Biloxi, Mississippi, the's total assets?
As of the Q4 2025 filing, Peoples Bank, Biloxi, Mississippi, the reported total assets of $726.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Peoples Bank, Biloxi, Mississippi, the headquartered?
Peoples Bank, Biloxi, Mississippi, the is headquartered in BILOXI, MS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Peoples Bank, Biloxi, Mississippi, the founded?
Peoples Bank, Biloxi, Mississippi, the was established in 1896, per the FDIC institution directory.
Is Peoples Bank, Biloxi, Mississippi, the FDIC-insured?
Yes. Peoples Bank, Biloxi, Mississippi, the is an FDIC-insured commercial bank (FDIC Certificate #340). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoples Bank, Biloxi, Mississippi, the?
Peoples Bank, Biloxi, Mississippi, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Peoples Bank, Biloxi, Mississippi, the's CET1 capital ratio?
Peoples Bank, Biloxi, Mississippi, the reported a Common Equity Tier 1 (CET1) capital ratio of 13.68% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Peoples Bank, Biloxi, Mississippi, the operate?
Peoples Bank, Biloxi, Mississippi, the operates 18 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Peoples Bank, Biloxi, Mississippi, the's Texas Ratio?
Peoples Bank, Biloxi, Mississippi, the's Texas Ratio is 0.52% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.