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BanksBNA BANK

BNA BANK

NEW ALBANY, MSMediumEst. Jan 1, 1896FDIC #19448RSSD #916745FDIC
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BNA BANK is an FDIC-insured commercial bank headquartered in NEW ALBANY, MS, established in 1896. As of , the bank reported total assets of $853M and total deposits of $698M. Profitability stands at 0.64% ROA and 6.00% ROE, with a net interest margin of 3.60%. CET1 capital ratio: 16.88%, well above regulatory minimums. NPL ratio: 1.86% · Texas Ratio: 11.50%. Operates 8 domestic branches.

Assets
$853M
Deposits
$698M
Loans
$542M
Equity
$88M

This is just the summary.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 55.6% of total — meaningful run-risk exposureWhat does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-3116.88%0.64%1.86%11.50%3.60%
2025-09-3018.35%1.68%0.50%4.16%3.64%
2025-06-3018.42%1.48%0.68%4.58%3.43%
2025-03-3118.20%1.70%0.82%5.52%3.32%
2024-12-3117.74%2.10%0.79%5.07%3.14%
2024-09-3018.08%1.24%0.71%4.30%2.84%
2024-06-3017.40%1.32%0.59%4.09%3.07%
2024-03-3117.25%1.20%0.74%4.87%2.82%

Frequently asked about BNA BANK

What are Bna Bank's total assets?

As of the Q4 2025 filing, Bna Bank reported total assets of $853.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Bna Bank headquartered?

Bna Bank is headquartered in NEW ALBANY, MS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Bna Bank founded?

Bna Bank was established in 1896, per the FDIC institution directory.

Is Bna Bank FDIC-insured?

Yes. Bna Bank is an FDIC-insured commercial bank (FDIC Certificate #19448). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Bna Bank?

Bna Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Bna Bank's CET1 capital ratio?

Bna Bank reported a Common Equity Tier 1 (CET1) capital ratio of 16.88% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Bna Bank operate?

Bna Bank operates 8 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Bna Bank's Texas Ratio?

Bna Bank's Texas Ratio is 11.50% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.