BanksOLD FORT BANKING COMPANY, THE

OLD FORT BANKING COMPANY, THE

OLD FORT, OHMediumEst. Jan. 16, 1916, midnightFDIC #10255RSSD #564324FDIC
Latest · 2025-12-31

OLD FORT BANKING COMPANY, THE is an FDIC-insured commercial bank headquartered in OLD FORT, OH, established in Jan. 16, 1916, midnight. As of 2025-12-31, the bank reported total assets of $845M and total deposits of $782M. Profitability stands at 1.41% ROA and 21.01% ROE, with a net interest margin of 3.20%. CET1 capital ratio: 14.59%, well above regulatory minimums. NPL ratio: 0.14% · Texas Ratio: 1.06%. Operates 10 domestic branches.

Assets
$845M
Deposits
$782M
Loans
$483M
Equity
$59M

Profitability

Return on Assets (ROA)1.41%
Return on Equity (ROE)21.01%
Net Interest Margin3.20%
Yield on Assets4.89%
Cost of Funds1.67%

Asset Quality

NPL Ratio0.14%
Net Charge-Off Ratio0.01%
Texas Ratio1.06%
NPA Ratio0.08%
ACL / Loans1.06%

Capital & Liquidity

CET1 Ratio14.59%
Tier 1 Capital14.59%
Total Capital Ratio15.61%
Leverage Ratio8.32%
Loan-to-Deposit61.83%

This is just the summary.

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