FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION
FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in DOVER, OH, established in 1898. As of , the bank reported total assets of $890M and total deposits of $785M. Profitability stands at 1.81% ROA and 20.29% ROE, with a net interest margin of 4.03%. CET1 capital ratio: 12.43%, well above regulatory minimums. NPL ratio: 0.17% · Texas Ratio: 1.42%. Operates 8 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
First Federal Community Bank, N.A. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 12.43% | 1.81% | 0.17% | 1.42% | 4.03% |
| 2025-09-30 | 12.34% | 1.73% | 0.10% | 0.80% | 3.98% |
| 2025-06-30 | 12.45% | 1.65% | 0.11% | 0.91% | 3.81% |
| 2025-03-31 | 12.59% | 1.46% | 0.09% | 0.76% | 3.51% |
| 2024-12-31 | 12.68% | 1.54% | 0.14% | 1.19% | 3.51% |
| 2024-09-30 | 12.38% | 1.42% | 0.13% | 1.09% | 3.46% |
| 2024-06-30 | 12.42% | 1.58% | 0.12% | 1.00% | 3.44% |
| 2024-03-31 | 12.10% | 1.34% | 0.10% | 0.82% | 3.41% |
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Frequently asked about FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION
What are First Federal Community Bank, N.A.'s total assets?
As of the Q4 2025 filing, First Federal Community Bank, N.A. reported total assets of $890.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First Federal Community Bank, N.A. headquartered?
First Federal Community Bank, N.A. is headquartered in DOVER, OH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First Federal Community Bank, N.A. founded?
First Federal Community Bank, N.A. was established in 1898, per the FDIC institution directory.
Is First Federal Community Bank, N.A. FDIC-insured?
Yes. First Federal Community Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #29787). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Federal Community Bank, N.A.?
First Federal Community Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First Federal Community Bank, N.A.'s CET1 capital ratio?
First Federal Community Bank, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 12.43% in its most recent quarterly filing — above regulatory minimums.
How many branches does First Federal Community Bank, N.A. operate?
First Federal Community Bank, N.A. operates 8 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First Federal Community Bank, N.A.'s Texas Ratio?
First Federal Community Bank, N.A.'s Texas Ratio is 1.42% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.