Banks FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION

FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION

DOVER, OH Medium Est. Jan. 1, 1898, midnight FDIC #29787 RSSD #540775 OCC
Latest · 2025-12-31

FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in DOVER, OH, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $890M and total deposits of $785M. Profitability stands at 1.81% ROA and 20.29% ROE, with a net interest margin of 4.15%. CET1 capital ratio: 12.43%, well above regulatory minimums. NPL ratio: 0.17% · Texas Ratio: 1.40%.

Assets
$890M
Deposits
$785M
Loans
$713M
Equity
$80M

Profitability

Return on Assets (ROA)1.81%
Return on Equity (ROE)20.29%
Net Interest Margin4.15%
Yield on Assets6.02%
Cost of Funds1.90%

Asset Quality

NPL Ratio0.17%
Net Charge-Off Ratio0.00%
Texas Ratio1.40%
NPA Ratio0.14%
ACL / Loans0.99%

Capital & Liquidity

CET1 Ratio12.43%
Tier 1 Capital12.43%
Total Capital Ratio13.50%
Leverage Ratio9.52%
Loan-to-Deposit90.81%

This is just the summary.

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