BanksGENOA BANKING COMPANY, THE

GENOA BANKING COMPANY, THE

GENOA, OHMediumEst. Sept. 9, 1902, midnightFDIC #2285RSSD #504311FED
Latest · 2025-12-31

GENOA BANKING COMPANY, THE is an FDIC-insured commercial bank headquartered in GENOA, OH, established in Sept. 9, 1902, midnight. As of 2025-12-31, the bank reported total assets of $721M and total deposits of $643M. Profitability stands at 0.92% ROA and 12.89% ROE, with a net interest margin of 3.82%. CET1 capital ratio: 10.84%, well above regulatory minimums. NPL ratio: 0.01% · Texas Ratio: 0.11%. Operates 9 domestic branches.

Assets
$721M
Deposits
$643M
Loans
$540M
Equity
$53M

Profitability

Return on Assets (ROA)0.92%
Return on Equity (ROE)12.89%
Net Interest Margin3.82%
Yield on Assets6.01%
Cost of Funds2.21%

Asset Quality

NPL Ratio0.01%
Net Charge-Off Ratio0.01%
Texas Ratio0.11%
NPA Ratio0.01%
ACL / Loans1.03%

Capital & Liquidity

CET1 Ratio10.84%
Tier 1 Capital10.84%
Total Capital Ratio12.03%
Leverage Ratio7.32%
Loan-to-Deposit83.95%

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