UNIFIED BANK is an FDIC-insured commercial bank headquartered in MARTINS FERRY, OH, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $852M and total deposits of $657M. Profitability stands at 1.36% ROA and 16.05% ROE, with a net interest margin of 3.72%. CET1 capital ratio: 12.73%, well above regulatory minimums. NPL ratio: 0.46% · Texas Ratio: 6.15%. Operates 18 domestic branches.
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