AFFINITY BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in COVINGTON, GA, established in Jan. 1, 1928, midnight. As of 2025-12-31, the bank reported total assets of $881M and total deposits of $703M. Profitability stands at 0.99% ROA and 7.90% ROE, with a net interest margin of 3.95%. CET1 capital ratio: 12.04%, well above regulatory minimums. NPL ratio: 0.48% · Texas Ratio: 2.93%. Operates 3 domestic branches.
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