BanksAFFINITY BANK, NATIONAL ASSOCIATION

AFFINITY BANK, NATIONAL ASSOCIATION

COVINGTON, GAMediumEst. Jan. 1, 1928, midnightFDIC #29510RSSD #321273OCC
Latest · 2025-12-31

AFFINITY BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in COVINGTON, GA, established in Jan. 1, 1928, midnight. As of 2025-12-31, the bank reported total assets of $881M and total deposits of $703M. Profitability stands at 0.99% ROA and 7.90% ROE, with a net interest margin of 3.95%. CET1 capital ratio: 12.04%, well above regulatory minimums. NPL ratio: 0.48% · Texas Ratio: 2.93%. Operates 3 domestic branches.

Assets
$881M
Deposits
$703M
Loans
$743M
Equity
$113M

Profitability

Return on Assets (ROA)0.99%
Return on Equity (ROE)7.90%
Net Interest Margin3.95%
Yield on Assets6.33%
Cost of Funds2.53%

Asset Quality

NPL Ratio0.48%
Net Charge-Off Ratio-0.03%
Texas Ratio2.93%
NPA Ratio0.41%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio12.04%
Tier 1 Capital12.04%
Total Capital Ratio13.24%
Leverage Ratio10.82%
Loan-to-Deposit105.61%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required