FOCUS BANK is an FDIC-insured commercial bank headquartered in CHARLESTON, MO, established in Jan. 1, 1930, midnight. As of 2025-12-31, the bank reported total assets of $881M and total deposits of $670M. Profitability stands at 1.71% ROA and 14.63% ROE, with a net interest margin of 4.59%. CET1 capital ratio: 11.71%, well above regulatory minimums. NPL ratio: 0.26% · Texas Ratio: 2.29%. Operates 11 domestic branches.
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