PSB BANK
PSB BANK is an FDIC-insured commercial bank headquartered in RHINELAND, MO, established in 1935. As of , the bank reported total assets of $819M and total deposits of $694M. Profitability stands at 1.13% ROA and 11.99% ROE, with a net interest margin of 4.15%. CET1 capital ratio: 10.70%, well above regulatory minimums. NPL ratio: 0.25% · Texas Ratio: 1.95%. Operates 12 domestic branches.
Capital & Liquidity
This is just the summary.
The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Psb Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 10.70% | 1.13% | 0.25% | 1.95% | 4.15% |
| 2025-09-30 | 11.42% | 1.24% | 0.33% | 2.59% | 4.03% |
| 2025-06-30 | 11.23% | 1.21% | 0.27% | 2.09% | 4.04% |
| 2025-03-31 | 11.28% | 1.14% | 0.18% | 1.44% | 3.95% |
| 2024-12-31 | 11.15% | 1.19% | 0.15% | 1.23% | 3.67% |
| 2024-09-30 | 10.60% | 0.85% | 0.15% | 1.27% | 3.49% |
| 2024-06-30 | 10.61% | 0.91% | 0.19% | 1.62% | 3.47% |
| 2024-03-31 | 10.47% | 0.98% | 0.15% | 1.36% | 3.52% |
Similar banks
Frequently asked about PSB BANK
What are Psb Bank's total assets?
As of the Q4 2025 filing, Psb Bank reported total assets of $818.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Psb Bank headquartered?
Psb Bank is headquartered in RHINELAND, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Psb Bank founded?
Psb Bank was established in 1935, per the FDIC institution directory.
Is Psb Bank FDIC-insured?
Yes. Psb Bank is an FDIC-insured commercial bank (FDIC Certificate #15264). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Psb Bank?
Psb Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Psb Bank's CET1 capital ratio?
Psb Bank reported a Common Equity Tier 1 (CET1) capital ratio of 10.70% in its most recent quarterly filing — above regulatory minimums.
How many branches does Psb Bank operate?
Psb Bank operates 12 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Psb Bank's Texas Ratio?
Psb Bank's Texas Ratio is 1.95% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.