MRV BANKS
MRV BANKS is an FDIC-insured commercial bank headquartered in SAINTE GENEVIEVE, MO, established in 2007. As of , the bank reported total assets of $862M and total deposits of $731M. Profitability stands at -0.18% ROA and -1.71% ROE, with a net interest margin of 3.97%. CET1 capital ratio: 10.41%, well above regulatory minimums. NPL ratio: 7.33% · Texas Ratio: 52.67%. Operates 5 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Non-performing assets exceed half of the bank's capital plus reserves. Worth monitoring — not yet at the historical failure-risk threshold.
Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.
Mrv Banks rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 10.41% | -0.18% | 7.33% | 52.67% | 3.97% |
| 2025-09-30 | 11.17% | -1.91% | 4.59% | 38.21% | 4.32% |
| 2025-06-30 | 12.30% | 1.16% | 5.68% | 40.96% | 4.55% |
| 2025-03-31 | 12.07% | 0.78% | 5.68% | 33.88% | 3.62% |
| 2024-12-31 | 10.96% | 0.65% | 4.28% | 26.59% | 3.96% |
| 2024-09-30 | 12.14% | 1.44% | 3.17% | 19.13% | 3.94% |
| 2024-06-30 | 11.69% | 1.93% | 2.54% | 15.49% | 3.93% |
| 2024-03-31 | 11.47% | 1.83% | 0.78% | 4.97% | 4.31% |
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Frequently asked about MRV BANKS
What are Mrv Banks's total assets?
As of the Q4 2025 filing, Mrv Banks reported total assets of $862.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Mrv Banks headquartered?
Mrv Banks is headquartered in SAINTE GENEVIEVE, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Mrv Banks founded?
Mrv Banks was established in 2007, per the FDIC institution directory.
Is Mrv Banks FDIC-insured?
Yes. Mrv Banks is an FDIC-insured commercial bank (FDIC Certificate #58619). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Mrv Banks?
Mrv Banks's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Mrv Banks's CET1 capital ratio?
Mrv Banks reported a Common Equity Tier 1 (CET1) capital ratio of 10.41% in its most recent quarterly filing — above regulatory minimums.
How many branches does Mrv Banks operate?
Mrv Banks operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Mrv Banks's Texas Ratio?
Mrv Banks's Texas Ratio is 52.67% — elevated — credit issues exceed half of the bank's capital cushion (50–100%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.