PEOPLES BANK, THE is an FDIC-insured commercial bank headquartered in RIPLEY, MS, established in March 3, 1925, midnight. As of 2025-12-31, the bank reported total assets of $556M and total deposits of $498M. Profitability stands at 0.77% ROA and 8.50% ROE, with a net interest margin of 2.62%. CET1 capital ratio: 20.81%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.20%.
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