BanksSOUTHWEST BANK

SOUTHWEST BANK

ODESSA, TXMediumEst. Dec. 15, 1947, midnightFDIC #16652RSSD #561864FDIC
Latest · 2025-12-31

SOUTHWEST BANK is an FDIC-insured commercial bank headquartered in ODESSA, TX, established in Dec. 15, 1947, midnight. As of 2025-12-31, the bank reported total assets of $716M and total deposits of $633M. Profitability stands at 2.21% ROA and 20.91% ROE, with a net interest margin of 5.66%. CET1 capital ratio: 10.57%, well above regulatory minimums. NPL ratio: 2.75% · Texas Ratio: 17.01%. Operates 6 domestic branches.

Assets
$716M
Deposits
$633M
Loans
$492M
Equity
$76M

Profitability

Return on Assets (ROA)2.21%
Return on Equity (ROE)20.91%
Net Interest Margin5.66%
Yield on Assets6.59%
Cost of Funds0.97%

Asset Quality

NPL Ratio2.75%
Net Charge-Off Ratio1.23%
Texas Ratio17.01%
NPA Ratio2.08%
ACL / Loans2.39%

Capital & Liquidity

CET1 Ratio10.57%
Tier 1 Capital10.57%
Total Capital Ratio11.10%
Leverage Ratio11.35%
Loan-to-Deposit77.66%

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