SOUTHWEST BANK
SOUTHWEST BANK is an FDIC-insured commercial bank headquartered in ODESSA, TX, established in 1947. As of , the bank reported total assets of $716M and total deposits of $633M. Profitability stands at 2.21% ROA and 20.91% ROE, with a net interest margin of 5.30%. CET1 capital ratio: 10.57%, well above regulatory minimums. NPL ratio: 2.75% · Texas Ratio: 17.01%. Operates 6 domestic branches.
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 10.57% | 2.21% | 2.75% | 17.01% | 5.30% |
| 2025-09-30 | 10.61% | 1.84% | 2.85% | 16.60% | 5.91% |
| 2025-06-30 | 10.06% | 1.34% | 0.37% | 3.86% | 5.92% |
| 2025-03-31 | 10.29% | 1.11% | 0.43% | 4.19% | 5.80% |
| 2024-12-31 | 10.60% | 2.39% | 0.37% | 4.06% | 6.06% |
| 2024-09-30 | 9.97% | 3.08% | 0.98% | 6.69% | 6.49% |
| 2024-06-30 | 9.91% | 3.04% | 1.08% | 10.39% | 6.24% |
| 2024-03-31 | 9.70% | 2.54% | 1.60% | 10.80% | 5.87% |
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Frequently asked about SOUTHWEST BANK
What are Southwest Bank's total assets?
As of the Q4 2025 filing, Southwest Bank reported total assets of $715.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Southwest Bank headquartered?
Southwest Bank is headquartered in ODESSA, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Southwest Bank founded?
Southwest Bank was established in 1947, per the FDIC institution directory.
Is Southwest Bank FDIC-insured?
Yes. Southwest Bank is an FDIC-insured commercial bank (FDIC Certificate #16652). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Southwest Bank?
Southwest Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Southwest Bank's CET1 capital ratio?
Southwest Bank reported a Common Equity Tier 1 (CET1) capital ratio of 10.57% in its most recent quarterly filing — above regulatory minimums.
How many branches does Southwest Bank operate?
Southwest Bank operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Southwest Bank's Texas Ratio?
Southwest Bank's Texas Ratio is 17.01% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.