BanksBANKCHAMPAIGN, NATIONAL ASSOCIATION

BANKCHAMPAIGN, NATIONAL ASSOCIATION

CHAMPAIGN, ILSmallEst. March 14, 1977, midnightFDIC #22434RSSD #436739OCC
Latest · 2025-12-31

BANKCHAMPAIGN, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in CHAMPAIGN, IL, established in March 14, 1977, midnight. As of 2025-12-31, the bank reported total assets of $252M and total deposits of $202M. Profitability stands at 2.26% ROA and 19.60% ROE, with a net interest margin of 4.82%. CET1 capital ratio: 13.88%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 1.91%. Operates 2 domestic branches.

Assets
$252M
Deposits
$202M
Loans
$216M
Equity
$29M

Profitability

Return on Assets (ROA)2.26%
Return on Equity (ROE)19.60%
Net Interest Margin4.82%
Yield on Assets6.73%
Cost of Funds2.12%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio1.91%
NPA Ratio0.25%
ACL / Loans1.59%

Capital & Liquidity

CET1 Ratio13.88%
Tier 1 Capital13.88%
Total Capital Ratio15.14%
Leverage Ratio12.09%
Loan-to-Deposit106.60%

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